Whether it's for one business car or a whole fleet, minimise the risk of financial loss through theft or accident with the right insurance

From comprehensive to third party damage insurance, we’ll ensure your policy is cost-effective and limits potential interruption to your business.

Types of vehicles covered

Commercial Motor Vehicle Insurance covers a range of vehicles, including:

  • Trucks
  • Mobile & earthmoving vehicles
  • 4WDs
  • Sedans
  • Wagons
  • Utes
  • Vans
  • Trailers, and more.

Do you use your personal car for work?

Sometimes your car insurance won’t cover you for incidents that occur while using your vehicle for business purposes. This could prove to be catastrophic, particularly for small business owners.

If you use your personal vehicle for commercial means, give us a call and sleep easy knowing you’re correctly covered.

What vehicles are NOT covered in a Commercial Motor Vehicle Insurance policy?

The following vehicles are generally excluded from Commercial Motor Vehicle Insurance:

  • Taxis and former taxis
  • Driving instructor vehicles
  • Ambulances
  • Fire Brigade vehicles
  • Vehicles carting asbestos
  • Motorcycles
  • Grey imports
  • Mining / underground machinery
  • Hire vehicles
  • Security company vehicles
  • Couriers
  • Taxi trucks
  • Mobile cranes/hook risks
  • Long haulage vehicles, and
  • Heavy vehicles if the driver is under 25 years.

What’s included in a Commercial Motor Vehicle Insurance Policy?

Comprehensive Commercial Motor Insurance will generally cover you for:

  • Damage to your vehicle and third-party
  • Theft and fire
  • Signwriting
  • Complete new vehicle replacement if a total loss occurs less than two years from first registration, and
  • Payout following a total loss for financed or leased vehicles.

Simply tell us about your unique situation, and we’ll find your solution.